You had a deal with a party that promised you goods or services. You and the other party to ensure everything would be done promptly. However, there were difficulties along the way and now you believe you’re dealing with a contract breach. Most contracts detail...
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Year: 2022
When does debt collection turn into harassment?
Debt collection is an integral part of the credit system. It encourages people to pay their debts and keeps the economy running smoothly. However, there are rules that debt collectors must follow when collecting a debt, including not harassing people to get them to...
How do I deal with a business partner who is stealing?
Entrepreneurs get into business partnerships for a variety of reasons. Done right, a business partnership can help you leverage each party’s strengths and grow your bottom line. While business partnerships are governed by the partnership agreement, they are largely...
I’m behind on my mortgage payments. What are my options?
Most homeowners fall behind on their mortgages for a variety of reasons. Perhaps you have lost your job, gone through a costly divorce or are grappling with a medical condition that is severely draining your finances. What is in your control, however, is what you do...
2 questions to consider in a business dispute
Most businesses rely on a multitude of relationships for success. When something goes wrong in one of them, it can cause massive disruption to the whole enterprise. Hence you need to think carefully about how you handle them. Here are some questions to ask yourself:...
The pros and cons of home loans
Many individuals dream of owning a home. Unfortunately, it’s out of reach for them due to expensive housing costs. Therefore, some prospective homeowners opt for home loans. What are home loans? They’re the types of loans you borrow from a private lender or a bank...
Some nursing homes and their collectors are violating the law
It’s been 35 years since the Nursing Home Reform Act (NHRA) become law. It provides, in part, that a guaranteed payment from family members or others can’t be required for a person to be admitted or allowed to continue to stay. The Consumer Financial Protection...
What kinds of contract breaches are there?
Nobody likes when their contract agreements aren’t met. The consequences of a contract breach can be immense and might put your business in jeopardy. Contract breaches can cost significant fees and could cause your business to have a bad name. If you’re planning to...
Beware Truth in Lending Act violations
The Truth in Lending Act (TILA) requires lenders to give the borrower information about all the charges associated with a loan. The law is meant to protect consumers from deceptive and unethical loan practices where they bore the brunt of rogue lenders. TILA...
3 options besides commercial real estate foreclosure
Investing in commercial property may have been a big endeavor that is intended to provide for your future and make a mark on your portfolio. While you knew investing in real estate was a long shot, you took the plunge. You, however, came under bad luck and now face...