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Most homeowners fall behind on their mortgages for a variety of reasons. Perhaps you have lost your job, gone through a costly divorce or are grappling with a medical condition that is severely draining your finances. What is in your control, however, is what you do...
Most businesses rely on a multitude of relationships for success. When something goes wrong in one of them, it can cause massive disruption to the whole enterprise. Hence you need to think carefully about how you handle them. Here are some questions to ask yourself:...
Many individuals dream of owning a home. Unfortunately, it’s out of reach for them due to expensive housing costs. Therefore, some prospective homeowners opt for home loans. What are home loans? They’re the types of loans you borrow from a private lender or a bank...
It’s been 35 years since the Nursing Home Reform Act (NHRA) become law. It provides, in part, that a guaranteed payment from family members or others can’t be required for a person to be admitted or allowed to continue to stay. The Consumer Financial Protection...
Nobody likes when their contract agreements aren’t met. The consequences of a contract breach can be immense and might put your business in jeopardy. Contract breaches can cost significant fees and could cause your business to have a bad name. If you’re planning to...
The Truth in Lending Act (TILA) requires lenders to give the borrower information about all the charges associated with a loan. The law is meant to protect consumers from deceptive and unethical loan practices where they bore the brunt of rogue lenders. TILA...
Investing in commercial property may have been a big endeavor that is intended to provide for your future and make a mark on your portfolio. While you knew investing in real estate was a long shot, you took the plunge. You, however, came under bad luck and now face...
Trying to collect money that’s owed to your company may seem like a daunting task. For some, especially small businesses, getting all of the money due to them is critical to their survival. While it’s understandable that there should be some urgency, you must still...
When companies go thru a merger or acquisition, there is often an exodus of their top employees. This tends to be fueled by fear and uncertainty about how things will change due to the acquisition. Employees are naturally concerned about how they will continue to do...
No homeowner, when signing the sale agreement, imagines they will default on their mortgage payments. Unfortunately, financial difficulties strike, and when they do, the homeowner may have to grapple with the possibility of losing their home. During those difficult...
