DeBlasis Law Firm, LLC Integrity, Perspective, Results 2026-07-17T15:20:36Z https://www.deblasislaw.com/feed/atom/ WordPress /wp-content/uploads/sites/1405054/2021/08/DEBLASISLAW-150x150.jpg On Behalf of DeBlasis Law Firm, LLC <![CDATA[What is an SNDA agreement and why does it matter?]]> https://www.deblasislaw.com/?p=255179 2026-07-17T15:20:36Z 2026-07-17T15:20:36Z Subordination One part of an SNDA agreement establishes that your lease may be subordinate to the lender's mortgage. In simple terms, this means the lender's interest in the property takes priority over your lease if certain legal issues arise. Although that may sound concerning, subordination is a standard feature in many commercial real estate transactions. By itself, it does not mean you will lose your lease or have to leave the property. Instead, it helps define how your lease and the lender's rights work together if the property owner defaults on the loan.

Non-disturbance

Another important provision helps protect your right to remain in the property if the lender forecloses. If you continue to follow the terms of your lease, the lender generally agrees not to remove you simply because they have taken ownership of the building. This can be especially valuable if you rely on your location to serve customers or operate your business. Rather than worrying that a foreclosure automatically ends your lease, you have greater assurance that your tenancy may continue under the agreed terms.

Attornment

The final part explains what happens if the property changes hands after a foreclosure or similar event. Instead of ending the lease, you agree to recognize the new owner as your landlord and continue honoring the existing lease. This provision helps avoid unnecessary disruption by keeping the landlord-tenant relationship in place, even though ownership of the property has changed.

Know what you are agreeing to

Every SNDA agreement deserves careful review before you sign it because the exact language can affect your rights and obligations. While Ohio commercial real estate transactions often use these agreements, the specific terms can vary from one deal to another. If you are asked to sign an SNDA agreement and are unsure how it could affect your lease or property interests, seeking legal assistance can help you understand the document before you commit to its terms.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[What contract clauses cause the most business lawsuits?]]> https://www.deblasislaw.com/?p=255175 2026-06-29T09:46:30Z 2026-06-29T09:46:30Z might sign a contract expecting clarity and certainty. Still, certain clauses tend to spark disputes when business needs shift or expectations change. A closer look at these terms may help you spot risk early and raise concerns before you agree.

1. Understanding indemnity clauses

Indemnity clauses often shift financial responsibility from one party to another. You may see language that requires you to cover losses or claims tied to the agreement. Issues often arise when:
  • The clause uses broad language that may include events outside your control.
  • The clause defines covered losses in a way that remains unclear or open to interpretation.
  • The clause assigns most of the risk to one party without a clear benefit.
As a result, disagreements may surface after a claim arises and both sides interpret the clause differently.

2. Reviewing termination provisions

Termination provisions shape how and when you can exit a deal. These terms can create tension if they lack clear triggers or timelines. For example, one side may believe it can end the contract at any time, while the other expects advance notice or a valid reason. Short notice periods or vague standards for cause may increase the chance of conflict.

3. Evaluating exclusivity clauses

Exclusivity clauses can protect a business relationship, yet they may also limit your ability to grow. You could face issues if the clause restricts your ability to work with others or expand into new markets. Disputes often stem from unclear boundaries. In some cases, the agreement may not clearly define the products, services or geographic areas covered by exclusivity.

4. Assessing liquidated damages terms

Liquidated damages set a fixed amount for certain breaches. These clauses aim to create predictability, yet they can lead to disputes if the amount seems too high. Under Ohio law, courts may enforce liquidated damages if the amount reflects a reasonable estimate of actual harm at the time you sign the contract. If the amount appears punitive, a court may decline to enforce it. This issue often becomes a central point of disagreement.

5. Following notice requirements

Notice provisions explain how you must communicate key actions, such as ending the contract or raising a concern. These details may seem minor, yet they often carry weight. Common trouble spots include:
  • Deadlines that remain strict and easy to miss
  • Delivery methods that require specific steps, such as certified mail
  • Contact details that change over time without clear updates
Missing a required step could affect your rights and may lead to avoidable disputes.

Small terms can shape big outcomes

You may not control every contract term, yet a careful review can help you spot clauses that carry higher risk. When language feels unclear or one sided, it may help to raise questions or seek legal guidance before you sign and avoid contract breaches and lawsuits.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[How long does commercial litigation take in Ohio?]]> https://www.deblasislaw.com/?p=255131 2026-05-21T03:36:11Z 2026-05-21T03:36:11Z Ohio business disputes rarely resolve overnight. Understanding the typical timeline helps you plan resources and make informed decisions before the first filing.

The standard litigation phases

Most Ohio commercial cases move through the same core stages. The Ohio Rules of Civil Procedure and Ohio Revised Code Chapter 2305 (ORC § 2305.06) govern deadlines throughout this process. These phases shape how long your case runs:
  • Pleadings: The plaintiff files a complaint. The defendant responds within roughly 28 days.
  • Case management: A judge sets discovery and motion deadlines, usually within 60 days of filing.
  • Discovery: Both sides exchange documents, interrogatories and depositions. This phase typically runs 6 to 12 months.
  • ADR: Courts often require mediation or a settlement conference before trial.
  • Trial and appeal: If no settlement is reached, trial follows. A losing party may then pursue post-trial motions or an Ohio appellate review.
Most cases land somewhere between 6 months and 24 months from filing to resolution.

What affects your timeline

No two disputes follow the same path. Several variables can push a case well past the typical range. Case complexity drives much of the variation. Disputes involving financial records, expert witnesses or large volumes of electronically stored information require more time to prepare and argue. Court docket conditions also matter. Cuyahoga and Franklin counties handle very different caseloads. A busier docket means longer waits for hearings and trial dates. Number of parties adds coordination demands. Each additional plaintiff, defendant or third-party claim multiplies scheduling and discovery obligations. Willingness to settle may be the biggest factor of all. Most Ohio commercial disputes resolve before trial. When both sides engage in good-faith mediation, timelines shorten considerably.

Statutes of limitations you need to know

Missing a filing deadline ends your case before it begins. Ohio sets these limits under ORC Chapter 2305:
  • Written contracts carry a 6-year limit.
  • Oral contracts also carry a 6-year limit.
  • Commercial fraud claims must be filed within 4 years of discovery.
  • UCC sales disputes carry a 4-year limit.
Calendar these dates early and build in time for pre-suit demands and negotiation.

Know your options before you proceed

Commercial litigation in Ohio can take months or years. The right strategy depends on your contract language, the strength of your evidence and your tolerance for risk. An attorney can help you understand your options and map a realistic path forward.  ]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[Business acquisition: What could go wrong?]]> https://www.deblasislaw.com/?p=255127 2026-05-05T10:41:42Z 2026-05-05T10:41:42Z acquisition failed to meet its potential is a crucial step. This action allows business leaders to address the root causes of issues and move toward a strategic resolution.

Overpayment

One of the most significant risks in any deal is paying a premium that the company’s future earnings cannot justify. This often happens when a buyer relies on overly optimistic financial projections or fails to account for hidden liabilities. Overpayment puts immediate pressure on cash flow and can lead to long-term debt struggles, leaving the buyer with an asset that drains resources rather than providing a return on investment.

Cultural clashes

A successful merger needs more than just a fair price; it needs the staff from both companies to work well together. When two businesses have different ways of leading or different work cultures, many employees may become unhappy and quit. These internal problems can disrupt daily work and cause the most skilled workers to leave. This is a serious issue because those talented workers are often the main reason the company was worth buying in the first place.

Synergy miscalculations

Many deals are built on the idea that the combined company will be more efficient than the two separate entities. However, these benefits are frequently overestimated. Failing to realize these efficiencies can leave the new business with higher overhead. It can also lead to lower profit margins.

Protect your business interests in an acquisition

Through rigorous and exhaustive due diligence, entrepreneurs can reduce the risk of encountering these issues. Taking the time to scrutinize every financial record, contract and cultural metric ensures that profits anticipated are grounded in reality.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[Ohio commercial real estate: Using holdback escrows to cut risk]]> https://www.deblasislaw.com/?p=255106 2026-04-27T13:50:07Z 2026-04-27T13:49:17Z Limitations of standard as-is clauses Rushing to close with a standard contract often exposes buyers to "as-is" language. These terms offer weak protection. Ohio courts usually uphold these clauses. Under the doctrine of caveat emptor, the buyer bears the full burden of finding defects. If you find unrecorded damage after the deal ends, you pay for the repairs. Sellers might also try to hide known issues during inspections. Unless a buyer proves active fraud, recovering repair costs is hard. Proving fraud requires meeting a high legal bar. Buyers need a solid financial tool to handle these risks before money changes hands.

Structuring a holdback agreement

A holdback escrow agreement gives you a direct way to control that money. This setup requires the seller to leave part of the purchase price in a neutral account at closing. The funds stay locked until specific conditions are met or a set time expires. The held amount usually covers the estimated cost of fixing systems found during due diligence. Buyers often negotiate a reserve of 120% to 150% of a repair quote to cover extra costs. This reserve only works if the contract clearly states how to access those funds.

Trigger events and fund release

Accessing these funds requires clear language to define "trigger events." The escrow agreement must list exactly what allows a claim against the money. Examples include:
  • Failed environmental tests
  • Unresolved title encumbrances
  • Specific structural faults
If the seller fixes the issue or the deadline passes, the escrow agent gives the money to the seller. If a covered defect appears, the buyer uses the account to pay for repairs. Defining these terms early protects the buyer's interests without killing the deal.

Avoid costly mistakes and stressful disputes

A holdback setup keeps deals moving while shielding buyers from surprise repair bills. Buyers should build these agreements during the due diligence phase instead of relying on limited warranties. Consider consulting a legal professional to review your commercial real estate deals and set up secure escrow protections.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[How is a forced buyout valued in Ohio?]]> https://www.deblasislaw.com/?p=255096 2026-04-23T08:08:52Z 2026-04-23T07:57:06Z When a business relationship breaks down, a forced buyout can quickly become a central point of conflict. You may agree that one owner should leave, but agreeing on price often proves harder. In Ohio, the final number often depends on your company documents, financial records and how a court views "fair value."

Understanding why valuation matters

A forced buyout often follows an owner dispute, a management deadlock or a court order. In these tense moments, you may need to place a dollar value on shares, membership units or a partnership interest. Ohio courts often review the facts of your business along with the language in your governing agreements. For corporations, the Ohio Revised Code may provide guidance in cases where shareholder rights face major changes.

Comparing common valuation methods

Appraisers often use three main methods to estimate what your business may be worth today. In many cases, they combine these approaches instead of relying on only one.
  • The income approach: This method estimates future earnings and converts them into a present day dollar amount. It may fit stable businesses with a record of steady profits.
  • The market approach: This method compares your company to similar businesses that sold recently in your industry. It may work best when strong local or industry data exists.
  • The asset approach: This method adds the value of business assets and subtracts debts. It may suit holding companies or businesses with valuable real estate or equipment.
The best method often depends on your company structure, earnings history and the quality of available records.

Identifying where disputes arise

Even with expert help, you and your partners may disagree on the factors that shape the final price. Small changes in judgment can lead to large changes in value. Common areas of disagreement include:
  • Use of discounts: One side may argue for a minority discount or a lack of marketability discount. In some forced buyout cases, Ohio courts may limit those reductions.
  • Weighting methods: You may disagree over whether the income approach or the asset approach should carry more weight.
  • Normalizing earnings: You may dispute how to treat one time losses, unusual expenses or owner salaries when measuring profit.
Because each adjustment may change the final figure, these disputes often focus on details.

Reviewing your governing agreements

Your shareholder agreement, operating agreement or partnership agreement may contain a preset buyout formula. It might use book value, a fixed multiplier or a set process for choosing appraisers. In many cases, these written contracts shape the outcome more than any other factor. If the agreement does not address valuation, Ohio law may supply default rules. For example, Chapter 1706 for limited liability companies or Chapter 1776 for partnerships may affect how value is determined.

Gathering your essential records

Valuation disputes often move more smoothly when your records stay organized. You may benefit from gathering tax returns, profit and loss statements, balance sheets, signed ownership agreements, prior valuations or appraisals and major client or vendor contracts early in the process.

Preparing for the road ahead

A forced buyout in Ohio rarely involves a simple calculation. The final value often reflects state law, accounting judgment and the language you signed years ago. When you understand partnership or shareholder disputes, you may feel better prepared for negotiation or litigation ahead.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[Three tips for homeowners who struggle with mortgage payments in 2026]]> https://www.deblasislaw.com/?p=255032 2026-03-27T16:22:36Z 2026-03-27T16:22:36Z are few accomplishments in life that beat finding, and buying, your home. Whether in the city, the burbs, or a rural location, finding a place to call home is about more than settling down – it is about setting yourself up for future financial success. In many cases, gambling with a mortgage to help make this dream a reality works out well. But in others, homeowners may face unexpected expenses and find themselves struggling to make mortgage payments.

What do experts say about homeowners and mortgage payments in 2026?

Recent estimates find mortgage arrears are likely to grow in 2026. Experts explain that although consumers are doing well managing credit as pressures like increased inflation and high unemployment rates, the stress will likely begin to take a toll. This will likely translate into missed mortgage payments and could trigger foreclosure. 

What should homeowners do if they struggle to make their mortgage payments?

Homeowners in this situation should know that they are not alone. You can gain control over the issue by putting together a plan. The following tips can help:
  1. Review mail from your lender. Any communications from your lender could have important deadlines. A failure to respond within these deadlines could trigger additional penalties, fees, or further legal action. 
  2. Contact mortgage provider. Call your mortgage company and see if they are willing to negotiate. It is possible that the mortgage company can offer a different payment plan or a loan modification that makes the mortgage payments more manageable.
  3. Know your rights. Review the mortgage documents carefully. The language of these documents will help provide guidance on what the lender can and cannot do if you are unable to make payments. 
These are just a few tips that can help homeowners to avoid foreclosure and keep their homes while working to navigate financial difficulties.  Homeowners who find themselves in an escalated situation and facing possible foreclosure are wise to take the matter seriously. Legal counsel can review your case and provide guidance to help better ensure the best possible outcome. ]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[How Ohio creditors can respond to debt disputes]]> https://www.deblasislaw.com/?p=255033 2026-04-16T20:54:28Z 2026-03-20T17:16:55Z How Ohio creditors can respond to debt disputes Debt disputes happen often during the recovery process. In Ohio, however, creditors must follow specific rules when responding to these challenges. Mishandling a dispute can quickly turn a routine collection matter into a costly lawsuit.

Understanding what the debtor is questioning

Not all disputes are the same. Some debtors may claim that they never signed an agreement. Others might acknowledge the debt but contest the amount due to alleged billing or payment errors. Some may even question whether the product or service was delivered correctly. Under the Fair Debt Collection Practices Act (FDCPA) and the Ohio Consumer Sales Practices Act (CSPA), the nature of the dispute dictates the proof needed. This determines whether the creditor must show identity-matching records, itemized accounting or chain of title.

Pausing collection activity during the review

While reviewing the dispute, temporarily halting the collection efforts on the questioned portion is critical. For third-party collectors, the law requires stopping all collection activity immediately upon receiving a written dispute. Continuing outreach on a rightly challenged obligation can damage a creditor's standing and create legal exposure.

Gathering and reviewing documentation

Responding to a challenged debt requires a solid paper trail. The following records help establish the due’s validity:
  • Original agreement or contract
  • Account statements reflecting charges and payments
  • Itemized breakdown of the current balance, including any fees or interest
  • Payment history showing what was paid and applied
  • Chain of ownership if the debt was purchased or transferred
Thorough documentation not only addresses the immediate dispute. It also strengthens the creditor's position if further action becomes necessary.

Providing clear written response

Once the review is complete, responding in writing is important. A factual, organized reply that includes relevant documentation often resolves disputes quickly and restores the path toward payment. Clarity in this communication minimizes the risk of a debtor claiming the creditor acted in a misleading or dismissive manner.

Documenting the process

Detailed recordkeeping protects the creditor at every stage. Essential logs include the exact date the challenge was received, the specific records reviewed and the information provided to the debtor. This timeline serves as a primary defense if questions arise later regarding compliance with Ohio law.

Taking a measured approach to debt disputes

In Ohio, a collection strategy that ignores a dispute is a high-risk gamble. Even an accidental collection call during a dispute period can result in legal fines. By treating disputes as a formal legal trigger rather than a customer service hurdle, creditors can protect their recovery rights while avoiding the courtroom.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[How to negotiate CAM caps in Ohio commercial leases]]> https://www.deblasislaw.com/?p=255034 2026-03-02T06:23:10Z 2026-03-02T06:23:10Z Understanding the cap on operating expenses A CAM fees cap limits how much a tenant's share of operating expenses may increase annually. Landlords generally prefer no caps so they can pass through all costs, but a cap helps a tenant maintain a predictable budget. During negotiations, the parties first determine the cap percentage, which often ranges from 3% to 7%. The second task involves determining which costs that percentage governs. Most tenants seek a limit on controllable expenses. These are costs the landlord influences, such as janitorial services or management fees. Landlords often exclude uncontrollable costs, such as utilities and property taxes, from these limits.

Cumulative vs. non-cumulative: the distinction in cost

The method used to calculate the cap over a multi-year lease changes tenant liability. Non-cumulative caps favor the tenant because each year stands alone. If the lease sets a 5% cap and the landlord’s costs increase by only 2% this year, the landlord cannot save the remaining 3% for future years. Conversely, cumulative caps permit the landlord to carry forward unused increases. If costs remain low for three years but spike in year four, the landlord may use the accumulated room in the cap to charge the tenant a higher amount at once.

Negotiating expense exclusions

A cap functions effectively only if the contract clearly defines the covered expenses. Because specific contract language governs Ohio commercial leases, tenants negotiate to exclude certain items from CAM pass-throughs. For example, a landlord should bear the costs to replace a roof or repave a lot rather than passing capital improvements to the tenant. Additionally, tenants should not pay for the landlord’s corporate expenses, such as executive travel or legal fees for other leases. Finally, landlords should exclude marketing and leasing commissions because costs to attract new tenants do not benefit the current tenant's operations. Reviewing these exclusions helps ensure the lease remains fair for the duration of the agreement.]]> On Behalf of DeBlasis Law Firm, LLC <![CDATA[What is adverse possession and how can it affect you in Ohio?]]> https://www.deblasislaw.com/?p=255035 2026-02-16T08:58:24Z 2026-02-16T08:58:24Z What is adverse possession? In Ohio, adverse possession can allow someone else to legally become the owner of your property, even without your permission, if certain legal requirements are met. It applies if they use your land in specific ways for at least 21 years under the Ohio Revised Code Section 2305.04. Common examples of adverse possession include:
  • Fences and landscaping that creep over a boundary line
  • Driveways and parking pads built partly on a neighbor’s lot
  • Sheds and garages on the wrong side of the line
  • Yard mowing and maintenance that gradually treats a strip as “part of the yard”
  • Farm or rural use such as grazing, field access or tree lines used as a boundary
However, for someone to claim adverse possession and gain ownership of your land, they must first meet key requirements. They must prove that their use of your land is:
  • Open and notorious: Obvious and not hidden
  • Exclusive: Not shared with the true owner of the land
  • Continuous: Uninterrupted for 21 years
  • Hostile: Without the owner’s permission
  • Possession: Physically using or controlling the property
If even one of these requirements is not met, their claim will fail. In Ohio, one of the best ways to reduce the risk of adverse possession is to provide people occupying your land with written permission that explicitly allows them to use it, but acknowledges you as the owner. Even the occasional acknowledgment of your ownership or legal action that stops adverse use can interrupt the 21-year period.

How can adverse possession affect you?

If you own property, you may lose the legal title to a portion of it if another person successfully claims adverse possession. Similarly, if you plan to sell your property, a buyer’s lender may demand a clean survey and a clear title. This can be difficult if someone has claimed adverse possession, which can potentially force you into a boundary agreement or a lawsuit. This also applies to buying properties. You may inherit an ongoing dispute that began before closing the deal. In Ohio, adverse possession rewards long, obvious and unauthorized possession. If you monitor your boundaries and respond early to encroachments, you can protect your land and avoid a costly title fight later. Though it may be beneficial for those encroaching on your property, facing adverse possession can be an incredibly stressful ordeal. Many people consult attorneys specializing in real estate law for guidance on their rights and on what they can do to prevent unpermitted use of their land.]]>