An Attorney Protecting The Rights Of Creditors In Litigation
Creditors come in all shapes and sizes, from the large commercial entity to the small personal lender. In many cases, regardless of size, their activities may be regulated by state law and federal law. Frequently, an attempt to collect a debt may prompt counterclaims for violation of state and federal statute or regulation. A collection demand or lawsuit could be met with the threat of a borrower bankruptcy or an allegation that suit on the debt is time-barred or suffers other procedural problems.
Do you know what your rights are, or what leverage you have, if your borrower files bankruptcy? Attorney Rick DeBlasis has over 40 years of experience counseling creditors and debt collectors to avoid running afoul of state and federal law, navigating the alphabet soup (TILA, RESPA, FDCPA, FCRA, Reg X and Reg Z, OCSPA), and advising his clients about the impact of a borrower bankruptcy.
Creditor Legal Services And Representation
The firm can help you with any issue you may be facing related to debt collection or creditors’ rights, including:
- Eviction litigation
- Commercial and residential foreclosure litigation
- Bankruptcy litigation
- Debt collection litigation, FDCPA
- Reg X, Reg Z, and HUD regulations
- Credit reporting litigation, FCRA
- Mechanic’s lien litigation
As an attorney with decades of experience in debt collection matters, Rick will be able to advise you on your full list of options and recommend the course of action that is most likely to be effective.
Defending Creditors In Litigation
Rick has extensive experience representing lenders who have been sued under the various laws governing fair debt collection, credit reporting, and truth in lending. He has represented businesses of all sizes throughout Ohio and Kentucky, facing allegations such as:
- Regulatory violations
- Making false representations
- Violating a bankruptcy stay
- Debt validation violations
- Contacting debtors in ways or at times that violate the Fair Debt Collection Practices Act
Litigation can be stressful, expensive and time-consuming. Rick will seek to resolve your legal dispute as quickly and efficiently as possible with an eye toward preventing future liability.