DeBlasis Law | Integrity | Perspective | Results
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DeBlasis Law | Integrity | Perspective | Results

A Law Firm Built On Integrity, Perspective And Results

Cincinnati Consumer Protection Attorneys Protecting Your Rights

When you are up against a large corporation or a dishonest lender, having experienced legal representation can make all the difference. The attorneys at DeBlasis Law Firm represent people in Cincinnati and across Ohio who face unfair business tactics.

Founder and lead consumer protection attorney Rick DeBlasis has over 45 years of experience in financial litigation, including two decades as a Director of Litigation at Lerner, Sampson & Rothfuss, where he chaired committees focused on legal ethics and fair debt practices. Whether you are dealing with a local business or a major bank, attorney DeBlasis and his team can provide the perspective needed to resolve your dispute and protect your future.

Helping Consumers In Ohio Seek Justice

In today’s market, consumers can encounter predatory tactics that threaten their hard-earned assets and credit standing. These include:

  • Deceptive trade practices such as false ads, hidden fees or bait-and-switch advertising that mislead the public
  • Unfair debt collection and telemarketing harassment, including illegal robocalls that violate your privacy
  • Predatory lending and fraud found during property deals, such as hidden liens or dishonest financing
  • Serious financial threats, such as identity theft and damaging credit report errors, that a business refuses to address

These problems require a clear understanding of state and federal rules to protect your assets and your name. The lawyers at DeBlasis Law Firm have decades of experience in financial disputes, consumer fraud cases and real estate litigation. They can evaluate your situation and provide the counsel you need to defend your financial security.

Avenues For Redress In Consumer Disputes

Beyond the Ohio Consumer Sales Practices Act (CSPA), there are several federal laws in place that help protect you against corporate misconduct. These include:

  • The Telephone Consumer Protection Act (TCPA): Allows you to sue companies that use auto-dialers to send unwanted robocalls or texts to your phone
  • The Fair Debt Collection Practices Act (FDCPA): Lets you take legal action to stop debt collectors from using threats, lies or harassment to collect a debt
  • The Fair Credit Reporting Act (FCRA): Allows you to hold reporting agencies accountable for keeping incorrect data and helps you fix damaging credit report errors
  • The Truth in Lending Act (TILA): Allows you to hold consumer lenders, including mortgage companies, accountable for improper origination or servicing of consumer loans

If your current dispute is a result of a violation of any of these laws, a consumer protection attorney can help you seek to void bad contracts or fight for compensation regarding your losses.

How A Lawyer Can Support Your Consumer Rights

Facing a large company or a bank can feel overwhelming without professional help. A consumer protection attorney ensures that your rights stay protected against the tactics used by large creditors. They can:

  • Review complex contracts to identify hidden and unfair terms
  • Identify errors or fraudulent financing terms in real estate and loan documents
  • Challenge “unconscionable acts” by sellers and hold them accountable for misconduct, such as identity theft and predatory lending

The lawyers at DeBlasis Law Firm offer high-level counsel often found at large firms, as well as the personal attention of a boutique practice. They are ready to provide the tactical advocacy your case deserves.

Answering Your Questions About Ohio Consumer Law

Below are quick answers to some common concerns about the legal process and the laws that protect Ohio residents from predatory business habits:

Why does it make sense to resolve consumer protection issues through litigation?

Litigation involves taking your legal dispute to court to be settled by a judge or jury. By filing a formal lawsuit, you can hold a business accountable and ask for compensation for your losses. The consumer protection attorneys at DeBlasis Law Firm can assess your case and help you determine if litigation is the most effective course of action.

What is the Ohio Consumer Sales Practices Act (CSPA) and how does it protect me?

The CSPA is a law under the Ohio Revised Code that holds suppliers accountable if they engage in unfair, deceptive or unconscionable acts during a consumer sale. It allows people to sue for actual damages when a business violates the legal standards set by the state. Take note that the CSPA does not apply to transactions with financial institutions or most real estate sales. These cases typically fall under other specific statutes or common law.

What should I do if a business refuses to honor a written contract or warranty?

If a business breaches a valid contract or warranty, you should document every interaction and consult with a lawyer to discuss your situation. Save all emails, receipts and a copy of the original contract. They can enforce the agreement or fight for the money you lost because of the breach.

Let DeBlasis Law Firm Help You Seek Justice. Call Today.

You do not have to face deceptive business practices or complex financial disputes alone. The consumer protection attorneys at the firm can provide you with the experienced perspective and advocacy needed to level the playing field against large corporations. Contact their office today by calling 513-540-1024 or by filling out this online form.