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The consequences of filing for bankruptcy can be both far-reaching and enduring. One of the most significant implications is how it affects creditors and their rights to pursue a claim against the bankruptcy estate. If you are a creditor, understanding Chapter 7...
You may be inclined to seek a business partner when starting a business. Someone who can take a considerable amount of weight of running a business off your shoulder and establish strong connections. Many successful companies wouldn't be where they are today without...
When a commercial lease is drafted, it may include a termination agreement or an exit clause. This gives the business owner a chance to break the lease early. However, very specific conditions need to be met in order for them to be allowed to do so. Additionally, it’s...
You had a deal with a party that promised you goods or services. You and the other party to ensure everything would be done promptly. However, there were difficulties along the way and now you believe you’re dealing with a contract breach. Most contracts detail...
Debt collection is an integral part of the credit system. It encourages people to pay their debts and keeps the economy running smoothly. However, there are rules that debt collectors must follow when collecting a debt, including not harassing people to get them to...
Entrepreneurs get into business partnerships for a variety of reasons. Done right, a business partnership can help you leverage each party’s strengths and grow your bottom line. While business partnerships are governed by the partnership agreement, they are largely...
Most homeowners fall behind on their mortgages for a variety of reasons. Perhaps you have lost your job, gone through a costly divorce or are grappling with a medical condition that is severely draining your finances. What is in your control, however, is what you do...
Most businesses rely on a multitude of relationships for success. When something goes wrong in one of them, it can cause massive disruption to the whole enterprise. Hence you need to think carefully about how you handle them. Here are some questions to ask yourself:...
Many individuals dream of owning a home. Unfortunately, it’s out of reach for them due to expensive housing costs. Therefore, some prospective homeowners opt for home loans. What are home loans? They’re the types of loans you borrow from a private lender or a bank...
It’s been 35 years since the Nursing Home Reform Act (NHRA) become law. It provides, in part, that a guaranteed payment from family members or others can’t be required for a person to be admitted or allowed to continue to stay. The Consumer Financial Protection...
