As a creditor involved in debtor-creditor litigation, understanding and enforcing your rights is crucial. This process involves complex legal steps and financial implications. Knowing your rights and the necessary steps to take can help you effectively manage and...
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Year: 2024
How to protect yourself from predatory lending charges
Predatory lending practices can wreak havoc on your company’s financial stability. To safeguard your firm from these harmful charges, you need to become vigilant and proactive. Understanding predatory loan charges Predatory lending includes unfair or deceptive terms...
Creditors’ rights and the Truth in Lending Act
In finance and lending, understanding the rights and obligations of both creditors and borrowers is important for maintaining a healthy and fair economic environment. While much focus is on how the Truth in Lending Act protects consumers, it is equally important to...
Handling theft suspicions between business partners
Trusting your partners is a non-negotiable for business success. But what happens when you suspect one of your partners of theft? This situation can hurt your business, potentially leading to lost money and a damaged reputation. Addressing theft suspicions carefully...
Understanding the words “as is” in commercial real estate
In commercial real estate, sellers often use the term "as is" to describe the condition of a property. It signifies that the buyer accepts the property in its current state and does not expect the seller to make any repairs. On the surface, the meaning of this term is...
Making sure a promissory note is legally sound
With a promissory note, you can loan money with a signed agreement that obligates the party to pay it back. Still, there is the chance that litigation could erupt if the debtor contests some of the note terms or even the validity of the note itself. As a creditor, you...
What are ways to determine property boundaries?
Trying to manage your property can become a problem if a nearby property owner asserts that some of your land is actually theirs, or if another party claims some right to your land. Without clearly defined property lines, you will have a harder time securing your...
Top legal concerns after a business acquisition
Owners must consider various legal concerns after a business acquisition to build a solid foundation for the new company. Properly navigating the legal landscape helps to mitigate risks. There are a few important legal aspects leaders must pay attention to after an...
Frequently asked questions about commercial zoning laws
In 2022, the U.S. Small Business Administration Office of Advocacy reported that there were 996,693 small businesses in Ohio. Those operating in Cincinnati must adhere to the city’s commercial zoning regulations. Commercial zoning laws dictate how business owners and...