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It’s been 35 years since the Nursing Home Reform Act (NHRA) become law. It provides, in part, that a guaranteed payment from family members or others can’t be required for a person to be admitted or allowed to continue to stay. The Consumer Financial Protection...
Trying to collect money that’s owed to your company may seem like a daunting task. For some, especially small businesses, getting all of the money due to them is critical to their survival. While it’s understandable that there should be some urgency, you must still...
As a lender or other creditor, there are numerous laws that limit your rights and dictate what you can do to collect on debts and past due accounts. It can be quite confusing to try to seek repayment, especially in a situation where there may be more than one party...
You’ve provided goods or services to the highest standard. You’ve lived up to your side of the bargain, but the customer is still refusing to pay the amount you are owed. This can be both infuriating and costly to your company. What can you do about it? How can you...
When a person or business owes them money, some creditors would stop at nothing to get that money from them. That’s why federal law protects those who owe money from unfair and harassing collection tactics. Specifically, the Fair Debt Collection Practices Act (FDCPA)...
Debtors who have more bills than they do money each month may decide that they’re going to file for bankruptcy. This is a legal method of doing away with part or all of the debt they owe. There are different types of bankruptcies. Some require the person or business...
As a creditor who is owed money because you extend financing as part of your business or because you have a judgment against someone, the law protects your interests. Even if there are limitations on how you can collect that debt, you have a right to repayment unless...
Every good debt collector knows that the first communication with a consumer concerning the collection of a debt must be accompanied by, or within five days followed by, a debt validation notice (“DVN”) under the Fair Debt Collection Practices Act (“FDCPA”), 15 USC §...
