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When a creditor tries to collect money owed, the process can be very different depending on whether the debt is from a person or a business. It’s important to know how creditor rights change between these two types of cases. Consumer debt cases Consumer debt happens...
Real estate transactions can be complicated, and financing issues are a common reason deals fall apart. Buyers and sellers should know what to do when a sale cannot proceed due to financial challenges. Acting quickly and understanding your legal options can help...
Sustainable buildings are becoming more popular and changing how commercial real estate is developed. This trend shows that businesses, investors, and local rules are focusing more on protecting the environment and planning for the future. More demand for green...
Trust is essential in a business, especially when dealing with complex financial matters. For many business relationships, the law establishes a fiduciary duty. This is the responsibility of one person or group (the fiduciary) to act in the best interest of another...
Title curative issues can disrupt real estate transactions if not addressed promptly. Identifying and resolving these problems is essential to ensuring a smooth transfer of property ownership. Liens and encumbrances Liens, such as unpaid taxes, contractor fees, or...
Ohio's foreclosure fast-track law, effective since April 2023, changed how mortgage lenders, municipal corporations and county land banks act on foreclosures in Cincinnati and across the state. This law speeds up foreclosures on abandoned residential properties,...
The Fair Credit Reporting Act (FCRA) is a federal law designed to protect the privacy of credit information. While the FCRA often focuses on consumer rights, it also provides protections for creditors. By establishing clear rules for credit reporting, the FCRA helps...
Wrongful foreclosure occurs when a lender improperly forces a property into foreclosure. Homeowners in Ohio facing wrongful foreclosure have several legal remedies to protect their rights and potentially regain their property. Understanding these options can help...
Adverse possession is a legal doctrine that allows someone to claim ownership of property after using it openly and continuously for a specific period of time. In Ohio, property owners must be proactive to prevent losing their property rights. Here's how they can...
Corporate contract disputes are increasingly influenced by artificial intelligence (AI) and machine learning (ML). As businesses rely more on AI for contract management and dispute resolution, understanding its impact is essential. AI’s role in contract creation and...
