The Truth in Lending Act (TILA) requires lenders to give the borrower information about all the charges associated with a loan. The law is meant to protect consumers from deceptive and unethical loan practices where they bore the brunt of rogue lenders. TILA...
A Law Firm Built On Integrity, Perspective And Results
Real Estate Law
Should you allow an owner in distress to do a short sale?
No homeowner, when signing the sale agreement, imagines they will default on their mortgage payments. Unfortunately, financial difficulties strike, and when they do, the homeowner may have to grapple with the possibility of losing their home. During those difficult...
April is Fair Housing Month: What that means for consumers
Every year, April is dubbed “Fair Housing Month” to celebrate the Fair Housing Act of 1968. That was an important step toward ending the housing discrimination against minorities and women that created segregated communities and artificial barriers toward...
How many missed payments before foreclosure can start?
When borrowers miss payments on commercial or residential loans, lenders have the ability to foreclose on the property. This essentially means that they reclaim the property and they will attempt to sell it to make up what they can from the loan. One thing that both...
Are there any downsides to agreeing to an easement?
Your neighbor comes to you and asks if they can set up a legal easement with your property. They need to be able to cross it at certain times, perhaps as they develop the property around your land or for other reasons. At first, you think it sounds like a great idea....
Investing in commercial real estate in 2022: What to know
Commercial real estate can be a fantastic investment – but you need to stay conscious of changes in the market and ongoing trends. In a lot of different areas, property prices have risen dramatically. So have rents. But not every commercial property is likely to...